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There are two choices that you have. The Basic and the Plus
plan. I do not know specifics of your cost, but I have been told
that it is only about $4 a month additional, or so. I think as
you look at the differences, however, it would seem that upgrading to
the Plus plan makes very good sense.
The following table should
illustrate the differences between the plans. I will highlight in
RED the big differences and explain what that means below the table:
Plan
|
Basic
|
Plus
|
Total
Copay
|
$10.00
|
$10.00
|
Exam
Frequency
|
Every 12
months from previous exam
|
Every 12
months from previous exam |
Lens
Frequency
|
Every 12
months from previous service |
Every 12
months from previous service |
Frame
Frequency
|
Every 24
months from previous service |
Every
12
months
from
previous
service |
Frame
Allowance
|
$130.00
|
$200.00
|
Contact
Lens Frequency
|
Every 12
months from previous service |
Every 12
months from previous service |
Contact
Lens Allowance
|
$150.00
|
$200.00
|
SunCare
Eligible?
|
Yes
|
Yes
|
Second
Pair Eligible?
|
No
|
Yes
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The first thing to know about
these plans is they allow you what is called the SunCare package.
This allows you to use your frame allowance ($130 or $200) to purchase
a nice pair of non-prescription sunglasses. All you would pay is
the $10 copay and tax. That is it. You don't even have to
get an eye exam to use that benefit, although we would certainly love
to be able to help with that.
Second, you notice that the Plus
plan has a higher allowance for frame and contact lenses. That
$70 difference is pretty significant and allows you to use it for more
contact lenses, a nicer prescription frame, or nicer non-Rx
sunglasses.
Third, the frame frequency is
every 12 months with the Plus plan vs the Basic. If you are a
glasses wearer, that means with the Basic, you would get a new frame
every 2 years, but eligible for lenses every year, and with Plus, you
get a complete pair of glasses every year. That also carries over
into the sunglass realm. If you have the Basic, it is a sunglass
every 2 years. If you have Plus, every 12 months.
Fourth, and this is the truly big
difference, is that the Plus plan gives you the Second Pair
Allowance. This means that you get an extra eligible package of
either contact lenses, complete pair of prescription glasses, or
sunglasses. At the same benefit level as the first pair.
For example, if I have the Basic
plan, I can come in now and get an exam and a pair of sunglasses (up to
$130). In 12 months, I can get a new exam and new lenses or
contact lenses, but I would have to wait 24 to get a new frame or
sunglasses. If I have the Plus plan, I can come in every year and
get the exam, and then choose 2 of the following (and even double up on
one if you want): $200 towards contact lens services, a complete pair
of Rx glasses (with a frame up to $200), or a $200 pair of non-Rx
sunglasses. And that is for everyone in your family.
Spouse, children, all of them.
Again, I do not know the specifics
of the financial involvement and can only quote what I have been told
by other employees, but it would appear that if you were a family of,
say 5 - 2 adults and 3 children - that the additional investment of $50
or so per year for the Plus plan could yield about $1500 more in goods
and services. That is pretty significant. In my opinion,
well worth it, and I will say that VSP is a fantastic plan to work
with. The VSP lab we use is incredibly fast and has
top-of-the-line quality.
Now, I have also been asked to
detail what sunglasses we have so you might be able to browse
sunglasses online, then come in and order them if we do not have them
in stock. So lastly, below are links to the major sunglass
companies we deal with. Feel free to browse their sites and if
you find something you like, give us a call or send us an email and we can tell
you the specifics and get it going for you.
There are a number of designer
sunglasses that we carry that do not have readily accessible online
catalogs, such as Juicy Couture, BCBG, Nine West, Jessica McClintock,
Gucci, Valentino and more. We are also currently investigating
the possibility of becoming an Oakley retailer. We will update
this list as changes are made.
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